Insurance and Financing

Home Insurance and Financing

At FaktorDMD, we strive to make your visit as simple as possible by accepting a broad range of insurance providers and plans. We also offer additional forms of financing to help you get the treatment you need, even if you don’t have insurance or the right type of coverage.


One of the simplest ways to pay for dental care is through an insurance plan. Because there are numerous plans and providers, we are not able to accept all options. However, we try to be as inclusive as possible to better serve the patients in our community.

At the moment, we currently accept the following forms of insurance:

  • Aetna
  • Ameritas
  • Horizon
  • Cigna
  • Delta
  • DenteMax
  • Empire
  • Guardian
  • Metlife
  • Principal
  • United Concordia
  • United Healthcare

We work with PPO plans but not with HMO or DMO. If you have questions about your coverage, we recommend speaking with your provider before receiving treatment to ensure you are fully covered.

In addition to these options, we accept discount plans from Aetna, Cigna, and Horizon. Please bring your information when you see us for your first visit.

Other Forms of Payment

We understand that not everyone has dental insurance, especially if it is not available through work. For this reason, we also accept other forms of payment. You can pay outright with a cash or credit card, or you can utilize systems like CareCredit®.

CareCredit is a health and dental credit card through a separate program. You can pay for treatment in full with the card and then make payments to the company, similar to a regular credit card.

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